Canadian Dental Care Plan in Winnipeg

Canadian Dental Care Plan near you

At Dental Dreams, we believe that quality dental care should be accessible to everyone, no matter your age or financial situation. That’s why we’re proud to welcome patients who qualify for the Canadian Dental Care Plan (CDCP).

Whether you’re a parent, a senior, or an adult without private dental insurance, we’re here to keep things simple. Our team will help you understand your coverage, guide you through the application process, and make sure you receive the care you need, comfortably and affordably.

Who is eligible for the CDCP?

The CDCP is a public program that offers participating Canadians access to dental services at a reasonable cost. You can be eligible if you fall into all of the following situations:

You have no private dental insurance, including work, school, or pension plans.
You are a tax resident of Canada.
You and your spouse (if applicable) filed a Canadian income tax return in the last year.
Your net family income after adjustment is less than $90,000.

You belong to one of the following age or eligibility groups:
1. Seniors aged 65 and over
2. Children under 18
3. Adults aged 18–64 who are approved for the Disability Tax Credit (DTC)
4. Starting May 2025, the plan will be expanded to include additional adults between 18 and 64 who are not DTC-eligible

If you are in need of information on the Canadian government dental plan for seniors, we are more than thrilled to help.

When Can You Apply?

The CDCP is rolling out in phases:

Group	Application Status
Adults aged 55 and over	Open Now
Children under 18	Open Now
Adults 18–34	Open Now
Adults 35–54 with DTC	Open Now
Adults 35–54 without DTC	Apply starting May 29, 2025

Note: It’s important to apply only once per household to avoid delays

How to Apply for CDCP

You can apply online through the My Service Canada Account (MSCA). These are what you’ll need:

Your Social Insurance Number (SIN)
Your name and date of birth
Your address
Details about any government social program, dental insurance (if applicable)
Confirmation of filing tax returns

Not that comfortable using online applications? You can call us at Service Canada 1-833-537-4342 for support.

How Much Does CDCP Cover?

The amount you pay depends on your adjusted family income:

Income Bracket	Coverage Level
Under $70,000	100% covered (minimal co-payment)
$70,000–$79,999	60% covered (40% co-payment)
$80,000–$89,999	40% covered (60% co-payment)

Not all dental treatments are paid for. Some procedures have extra fees, especially if:

Your dentist charges more than what the plan covers
The service is not a listed covered benefit in CDCP.
Some procedures are pre-authorized.

We will also inform you of the overall cost of care prior to treating you so that you are fully informed on what to anticipate.

Dental Dreams is a Trusted CDCP Provider

Dental Dreams is proud to be your go-to CDCP provider. We accept patients of all ages who qualify for the Canadian Dental Care Plan, and we’re here to make your dental visits straightforward, affordable, and stress-free.

Whether you’re coming in for a checkup, cleaning, filling, or another basic service, our compassionate team is here to provide care that fits your needs and budget.

Who Can Benefit from CDCP?

Children and Teens – Build healthy habits early with regular care
Seniors – Get the preventive care you need with CDCP support
Adults with a Disability Tax Credit (DTC) – Access affordable, ongoing dental care

We’ll walk you through your coverage, explain any out-of-pocket costs, and help you get the most from your CDCP benefits.

Plan Ahead for Renewals

Seniors aged 65 and older, adults with a Disability Tax Credit certificate for 2023, and children under 18 who apply up to April 30, 2025, all need to renew their coverage before June 1, 2025, in order to remain covered for the 2025 to 2026 term.

Questions About CDCP? We’re Here to Help

If you think you may qualify for the Canadian Dental Care Plan, Dental Dreams is here to support you every step of the way. From paperwork to appointments, we make the process easy, clear, and caring, without the stress of high costs.